Aml

Anti-Money Laundering and Countering the Financing of Terrorism Policy

Jiliglory operates under a gaming license issued by the applicable regulatory authority and implements an AML Program designed to deter, detect, and report illicit activity. This Policy governs all accounts, transactions, and engagement with the Jiliglory platform and applies to every user, device, and channel utilized to access our services.

Regulatory Framework and Scope

The AML Program adheres to the standards and requirements of applicable law and regulatory guidance relevant to online gaming operators. It encompasses customer onboarding, ongoing due diligence, transaction monitoring, and reporting obligations, and remains subject to modification in response to changes in law or regulator directives.

Definitions

• Money Laundering: The process of concealing the origins of illegally obtained funds through a sequence of transactions or transformations.
• Know Your Customer (KYC): Procedures to verify identity, assess risk, and maintain accurate information about customers.
• Sanctions and Restricted Jurisdictions: Lists or regimes that prohibit or limit participation in gaming or financial activity, as updated by applicable authorities.
• Enhanced Due Diligence (EDD): heightened level of verification and scrutiny triggered by risk indicators.

Know Your Customer and Customer Due Diligence

Jiliglory conducts risk-based due diligence for all accounts. The procedures include collection, verification, and ongoing monitoring of information commensurate with the risk profile of the customer and service used.

• Baseline information is collected at onboarding, including name, date of birth, residential address, email address, and wallet or payment-method identifiers.
• Ongoing assessment of the customer’s funding sources and transactional behavior to identify anomalies or deviations from expected patterns.
• Maintenance of verifiable records of identification and related data sufficient to establish a reasonable belief in the customer’s identity.
• Screening against internal and regulatory lists to identify known or suspected sanctioned individuals or entities, politically exposed persons, or other heightened-risk scenarios.

Identity Verification and Age Determination

Identity verification and age assessment are performed using independent, reputable verification services. The process confirms that the participant is legally eligible to engage in gaming activities and is not under the minimum age threshold defined by the licensing regime.

Proof of Identity and Proof of Address

• Proof of Identity: A color copy of a government-issued document (e.g., national ID, driver’s license, passport, or equivalent). The document must be valid and legible.
• Proof of Address: A recent document containing the customer’s name and residential address (e.g., utility bill, bank statement, or government correspondence). If the address is visible on the identity document, separate proof of address may not be required.

Onboarding Timing and Documentation Requests

Documents must be provided prior to enabling cash transactions, wagering, or withdrawals. If required documents are not received within a reasonable period, pending deposits or withdrawals may be canceled, and the customer will be notified through the secure messaging and notification systems.

Geographic Blocking and Sanctions Compliance

Jiliglory employs IP-address-based geo-blocking and location checks to ensure that services are not offered in jurisdictions where participation is unlawful or restricted. Customers must not attempt to circumvent location controls or access from prohibited regions. Screening against sanctions and watch lists is conducted as part of the onboarding and ongoing monitoring process.

Enhanced Due Diligence

Where risk indicators are identified, Jiliglory conducts Enhanced Due Diligence. EDD requires additional information and documentation, including:

• Full legal name and citizenship;
• Permanent residential address;
• National identification numbers or equivalent;
• Identification documents and verification results;
• Source of Funds and Source of Wealth information; and
• Additional corroborating data or third-party verification as needed.

During an EDD review, the customer account may be suspended, and access to certain features or funds may be restricted until the review concludes.

Acceptance Policy and Ongoing Controls

Jiliglory will not accept accounts or transactions where the customer:

• Fails to provide requested identification information or documentation;
• Provides counterfeit or false documents;
• Attempts to mask location or engage from restricted jurisdictions;
• Is subject to sanctions or watch lists; or
• Is identified as a risk due to other policy considerations, including issues related to responsible gaming or security concerns.

The Operator reserves the right to block or suspend accounts and transactions at its discretion to maintain compliance with AML requirements and licensing obligations.

Transaction Monitoring and Suspicious Activity Reporting

Jiliglory deploys real-time, rule-based transaction monitoring to detect unusual or suspicious activity. Identified cases are reviewed by the Compliance Function and, where required by law, reported to the relevant regulator or supervisory authority. The monitoring program includes auditable records of actions taken, thresholds used, and outcomes of reviews.

Data Privacy, Security, and Record Retention

All customer information and documentation are protected with enhanced security measures, including encryption in transit and at rest, access controls, and separation of duties. Data is retained for a period required by applicable law and licensing obligations, after which it is securely deleted or anonymized in accordance with policy and regulatory guidance. Access to information is limited to personnel with a legitimate, documented need in the course of AML and compliance duties.

Governance, Training, and Policy Maintenance

The Compliance Function is responsible for the quality and effectiveness of the AML Program. The program is reviewed at least annually and whenever regulatory changes necessitate updates. All relevant personnel receive ongoing AML/CFT training, including identification of red flags, customer due diligence, and escalation procedures.

Customer Rights and Contact

Customers may seek clarification on AML procedures or submit documentation through secure channels within their account. The Compliance Team will respond in accordance with regulatory timelines and internal service levels. For direct inquiries, contact the designated compliance contacts through the secure communications framework available to the customer.